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FAQ

What offerings are available on GinkgoVest?

GinkgoVest offers a variety of real estate investment opportunities, primarily targeting accredited investors. The platform provides several types of investment options, including:

  • ● Short Term Notes:

    Debt investments with relatively short durations, typically ranging from 6 to 24 months. These notes offer investors the opportunity to earn a fixed return over a shorter time frame compared to longer-term real estate investments.

  • ● Fund:

    Offers diversified funds that pool together multiple investments, allowing investors to spread their capital across various properties or asset classes within a single investment vehicle. This helps mitigate risk through diversification.

  • ● Direct Investment:

    Syndications provide ownership stake in commercial real estate properties. Investors participate in the property’s appreciation and receive a share of the rental income.

  • ● Tax Advantage:

    721(a) exchange allows real estate investors to transition from direct property ownership to a more diversified, potentially more liquid, and professionally managed investment, while deferring capital gains taxes. This strategy can be particularly attractive for investors looking to simplify their real estate holdings and gain exposure to a broader range of real estate assets.

Each investment type comes with its own risk profile, expected returns, and investment horizon, catering to different investor preferences and strategies.

What is the minimum initial investment?

The minimum investment amount on GinkgoVest can vary depending on the specific investment opportunity. Our Short-Term Notes typically start at $10,000.

Ginkgo REIT’s minimum investment amount is $25,000.

Some projects may have higher minimums. The exact minimum investment requirement for each opportunity is clearly stated on the platform’s offering details page.

How do I fund my investment?

Funding your investment on GinkgoVest involves a few straightforward steps. Here’s a general overview of the process:

  • ● Browse Investment Opportunities:

    You can browse the available investment opportunities by visiting our offerings page. Each investment will include detailed information about the project, including the minimum investment amount, potential returns, duration, and risk profile.

  • ● Review Investment Documents:

    Carefully review the offering documents, which typically include the private placement memorandum (PPM), subscription agreement, and any other relevant legal and financial documents. These documents outline the terms and conditions of the investment.

  • ● Create an Account:

    You’ll need to provide personal information and verify your status as an accredited investor.

  • ● Fund Your Investment:

    After committing to an investment, you’ll receive instructions on how to fund your investment. GinkgoVest generally accepts funds via check, wire transfer or self-directed IRA or Retirement Accounts.

  • ● Confirmation and Documentation:

    Once your funds are received, you will receive confirmation of your investment. GinkgoVest will also provide you with any relevant documentation related to your investment, such as receipts and proof of ownership.

  • ● Monitor Your Investment:

    The platform provides updates on the status of your investment, distributions, and any other relevant information.

It’s important to carefully follow the instructions provided by GinkgoVest during each step of the process to ensure that your investment is properly funded and recorded. If you have any questions or need assistance, the Investor Relations team is available to help.

Do I have to be accredited to invest on GinkgoVest?

Yes, you need to be an accredited investor to invest on GinkgoVest. GinkgoVest primarily offers real estate investment opportunities that require investors to meet the accredited investor criteria defined by the Securities and Exchange Commission (SEC). An accredited investor must satisfy at least one of the following criteria:

  • ● Income Requirement:

    An individual must have an annual income of at least $200,000 (or $300,000 combined income if married) for the last two years and expect to maintain the same level of income in the current year.

  • ● Net Worth Requirement:

    An individual must have a net worth of over $1 million, either alone or with a spouse, excluding the value of their primary residence.

  • ● Professional Certifications:

    Certain professional certifications, designations, or credentials from accredited educational institutions can also qualify someone as an accredited investor. Examples include holding a Series 7, Series 65, or Series 82 license.

GinkgoVest requires verification of accredited investor status to ensure compliance with various regulations. This verification process might include providing documentation such as tax returns, bank statements, or a letter from a licensed attorney or certified public accountant attesting to your accredited status.

Can I cancel my investment?

Each offering specifies details about potential redemption policies. Before making any decisions, review the investment documents provided at the time of your investment to fully understand the terms and conditions related to redemptions and cancellations.

Here are some general redemption considerations:

  • ● Initial Commitment Period:

    Many REITs have an initial commitment period during which you may not be able to cancel or redeem your investment. This period is typically outlined in the investment documents you receive when you first invest.

  • ● Redemption Policies:

    Ginkgo REIT, like many non-traded REITs, usually has specific redemption policies that outline when and how investors can redeem their shares.

  • ● Redemption Fees:

    There may be fees associated with redeeming your shares, especially if you redeem them within a certain period after the initial investment.

For the most accurate and specific information regarding the redemption of your investment in Ginkgo REIT, it’s best to contact their investor relations department directly.

HOW LONG SHOULD I EXPECT TO HOLD MY INVESTMENT?

The optimal holding period for a real estate investment depends on the type of investment and your personal financial goals. Typically, real estate investments require a medium to long-term commitment, ranging from a few years to a decade, to maximize returns and achieve the investment’s full potential. Always review the specific terms and conditions of each investment and consider consulting with a financial advisor to determine the best strategy for your individual circumstances.

Do I have the option to make a recurring investment each month?

While each investment varies, Ginkgo REIT does offer a Dividend Reinvestment Program (DRIP). The DRIP allows investors to automatically reinvest their dividends into additional shares of the REIT instead of receiving cash distributions. This can help investors compound their returns over time.

For the most accurate and specific information, including how to enroll in the DRIP and any associated terms, investors should refer to Ginkgo REIT’s official documentation or contact their investor relations department directly.